Home Warranty

Home insurance may not cover everyday breakdowns

A homeowners insurance policy generally protects against covered events like fire, theft, or storm damage. A home warranty is different: it is a paid service contract that may help with eligible repair or replacement costs when covered appliances and home systems break down from normal wear and tear.

Advertisement / referral notice: FHQ Alerts is a marketing website and may receive compensation if you request an offer through this link. Free-month promotions, if available, are subject to provider eligibility and terms. FHQ Alerts does not administer home warranty plans, set coverage terms, or decide claims.

Modern home with home systems and appliance protection graphics

What a home warranty may help cover

Home insurance and home warranties solve different problems. A warranty service contract may help with eligible wear-and-tear breakdowns for items your home insurance policy typically does not repair simply because they stopped working.

1Major home systems

Depending on the plan, covered categories may include heating, air conditioning, plumbing, electrical systems, or water heaters.

2Kitchen and laundry appliances

Some plans include selected appliances such as refrigerators, ovens, dishwashers, washers, or dryers when breakdowns meet the contract terms.

3Service request support

A plan may give homeowners one place to start a service request, subject to provider availability, service fees, limits, exclusions, and claim rules.

Why compare an offer now?

If your appliances or systems are no longer under manufacturer warranty, a service contract may be worth reviewing. Choice Home Warranty may have promotional terms available, including a free-month offer for eligible customers. Learn how to get a free month by checking the current offer details.

  • Homeowners insurance usually does not pay to fix an appliance or system just because it wore out.
  • A home warranty may help with covered breakdowns, but every plan has exclusions, limits, service fees, and claim rules.
  • Compare the plan cost with your repair savings and the age of your HVAC, plumbing, electrical, and major appliances.
  • Review all plan documents before buying, especially waiting periods, cancellation terms, and what is not covered.

Check the Choice Home Warranty offer

See whether a Choice Home Warranty promotion is available, including a possible free-month offer for eligible customers. This link is configured as a placeholder until the production destination is ready.

Referral notice: FHQ Alerts may receive compensation for referrals. Choice Home Warranty is a third-party provider; FHQ Alerts does not make coverage decisions or provide warranty service.

See if a free month is available